Seller Resources

Feel "Trapped" in Your Home? You're Not — Here's How to Get Unstuck

Many homeowners are sitting on equity but won't list because they're afraid of becoming homeless mid-move. This week we're covering two programs solving that problem: a low-fee local "Buy Before You Sell" program that lets you purchase your next home before listing the current one, and a subject-to solution for sellers carrying down payment assistance second mortgages that would otherwise eat their proceeds at closing.

Think one of these could apply to you? Reach out — I'll connect you directly with the lender or investor partner.

Featured Assumable Loan

2.43% Rate in Auburn — While Everyone Else Is Locking 6.5%+

This week's standout AssumeList opportunity is a Fox Run Court property in Auburn carrying an existing assumable loan at just 2.43% — against today's average of 6.52%. There's a cash gap to bridge, and we have ways to structure that. If you're flexible on the specifics of your next home, this is the kind of deal that can save you hundreds of thousands over the life of the loan. I'll send a custom search through AssumeList for anyone interested.

Buyer & Seller Resources

Your Guide to Buying and Selling Ranch Property in Northern California

Land and ranch transactions move differently than standard residential deals — from water rights and ag exemptions to financing nuances unique to acreage. Whether you're eyeing your first parcel or preparing to list a working property, this guide walks through what to expect at every step.

This Week's Mortgage Rates

Rates Holding Near 6.5% — With Room to Move Lower

Freddie Mac's 30-year average ticked up slightly to 6.52% this week (from 6.48%), though Mortgage News Daily shows rates easing back to 6.60% as bond markets respond cautiously to de-escalation reports out of the Middle East. If a verified agreement holds, oil prices and rates both have meaningful room to fall — which would open the market up considerably. Worth tracking closely if you're timing a purchase.

Sources: Mortgage News Daily (6/11/2026) and Freddie Mac PMMS (week of 6/11/2026). Rates are national averages and subject to change daily. Your actual rate will vary based on credit, down payment, and loan type — this is not a rate quote or commitment to lend.

Local Market Data

Live Placer & Sacramento County Market Snapshot

The big story this week: for-sale inventory, pending sales, and closed sales are all trending up together — but months-of-inventory continues to drop as days-on-market shrinks. Translation: well-presented homes are moving fast, and the "buyer's edge" we've talked about over the past few months is starting to narrow.

Follow Along Throughout the Week

Alex Dyer, Realtor • eXp Realty • DRE #001239383 • Loomis, CA
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Mortgage rate information is provided for general informational purposes only, is subject to change without notice, and does not constitute a rate quote, loan offer, or commitment to lend. Contact a licensed loan officer for current, personalized rate information.

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